Personal Checking

PERSONAL CHECKING

Deciding on the best personal checking account for your banking needs can be difficult. At Encore Bank we have a variety of accounts to suit your needs. Our personal checking accounts are built to help you manage your money more conveniently, efficiently and affordably. So whatever your individual financial goals may be, our accounts offer the flexible terms, benefits and expert guidance you need to achieve them.

 

Accounts Minimum to open Minimum to earn interest Tiered interest Service Fee

Cash Management

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$25,000 $1 Yes Yes (can be waived if balance requirements are met)

Senior Advantage

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$1 $1 Yes No

Interest Checking

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$100 $1 No Yes (can be waived if balance requirements are met)

Basic Checking

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$100 N/A N/A Yes (can be waived if balance requirements are met)

Money Market

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$1,000 $1 Yes Yes (can be waived if balance requirements are met)

Cash Management

Cash Management Checking is ideal for clients who maintain a high balance and are looking for a competitive rate of interest.

• Free basic checks
• Free online banking
• Free bill pay
• Variable interest rate
• Mastercard® debit card

Senior Advantage

Senior Advantage Checking is ideal for clients 50 and over who want to earn interest and maintain low to moderate balances.

• Free basic checks
• Free online banking
• Free bill pay
• Variable interest rate
• Mastercard® debit card
• No monthly maintenance fee

Interest Checking

Interest Checking is ideal for clients who maintain moderate balances and want to earn a competitive rate of interest.

• Free online banking
• Free bill pay
• Variable interest rate
• Mastercard® debit card

Basic Checking

Basic Checking is ideal for clients who maintain low balances.

• Free online banking
• Free bill pay
• Mastercard® debit card