Privacy

PRIVACY

ENCORE BANK IS SERIOUS ABOUT PROTECTING YOUR PRIVACY

At Encore Bank keeping your information safe and secure is one of our most important responsibilities. Feel confident that your social security number and personal financial information remains confidential. Please view our privacy notice below.

 

Facts What does Encore Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information includes:

  • Social Security number and account balances
  • account transactions and checking account information
  • employment information and wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Encore Bank chooses to share; and wether you can limit this sharing.
Reasons we can share your personal information Does Encore Bank share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Yes No
For our marketing purposes-
to offer our products and services to you

No

We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes-
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes-
information about your creditworthiness
No We don’t share
For our affiliates to market to you No We don’t share
For non-affiliates to market to you No We don’t share
What we do
How does Encore BankProtect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How doesEncore Bank collect my personal information?

We collect your personal information, for example when you:

  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account or give us your contact information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies

  • Our affiliates include financial companies such as Ovation Holdings, Inc.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Encore Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Encore Bank doesn’t jointly market.

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